Ms. Ummay Fatema

Ummay Fatema is a highly astute, energetic, and team-spirited financial professional serving as First Assistant Vice President (FAVP) at WASO Credit Rating Company (BD) Limited. With over a decade of specialized experience in credit rating, project finance, and risk mitigation, she brings a robust analytical approach to evaluating corporate stability and market dynamics.

As an accomplished leader and a core member of the company’s rating committee, she oversees analytical teams, evaluates complex financial models, and approves strategic credit rating reports prior to publication. Her technical expertise is underpinned by a strong academic foundation, holding both a Master of Business Administration (MBA) and a Bachelor of Business Administration (BBA) in Finance & Banking from the University of Rajshahi. Known for her high ethical standards and collaborative management style, she excels at navigating intricate industry frameworks while mentoring analysts across the organization.